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Cover options

Pitstop Motor Trade Insurance is specially designed for people working with cars – whether full or part time and with or without premises. Typical trades include:

  • Accessory fitters
  • Accident repairs
  • Air conditioners
  • Auto-electricians
  • Bodyshop/Paint sprayers
  • Breakdown and recovery agents
  • Buying and selling cars
  • Classic car specialists
  • Coach trimmers
  • Delivery agents
  • Engineering workshops
  • Exhaust, tyre and windscreen fitters
  • Fuel converters
  • Importers
  • Mechanical repairers
  • Mobile repairers and mechanics
  • MOT stations
  • Scrap and salvage
  • Sound and security systems
  • Valeting

Our policies are designed to be flexible because we know that no two businesses in the motor trade are exactly the same.

Involved in vehicle sales? We don't presume you need demonstration cover - not everyone offers a test drive. We'll check, and if you do we can include it in your quote.

Do some recovery work? Our 'vehicles in transit' extension may be exactly what you need. We'll ask you and include it as part of the quote if required. Just tell us what level of cover you need.

Insurance cover options include

  • Road Risks
    Available as Third Party Only (TPO), Third Party Fire and Theft (TPFT) and Comprehensive (COMP). Road Risks covers a motor trader to drive any vehicle in his custody or control for the purposes of their motor trade business. Cover can also be provided for owned vehicles. For more information click here. (click here)
  • Liability Insurance
    Employers' Liability is compulsory if you have ANY employees. You could also be sued by a customer if the work you do causes injury to them or damage to their property. Our liability insurance protects you against these risks. For more information click here. (click here)
  • Combined insurance
    This insurance combines both Road Risks and Liability cover with protection of your stock and premises. For more information click here. (click here)